American Capital Group is a private lending company that funds small businesses. Our mission is to help small businesses reach their full potential. Whether it's securing capital for expansion, optimizing working capital, or implementing advanced technology solutions, our dedicated team of professionals is committed to providing personalized support and strategic insights.

As a Credit Analyst at American Capital Group, you will play a vital role in assessing the creditworthiness of potential borrowers and ensuring the company's lending decisions are well-informed and responsible. Your responsibilities will include:

• Analyzing financial statements, credit reports, and other relevant data to evaluate the credit risk of potential clients.
• Preparing comprehensive credit risk assessments and presenting findings to senior management.
• Assessing the credit history and financial health of businesses to determine their ability to repay loans.
• Conducting industry research and market analysis to understand the risks associated with specific business sectors.
• Collaborating with the sales and underwriting teams to structure loan deals that align with the company's risk appetite.
• Monitoring the credit performance of existing borrowers and providing timely updates to the management team.
• Recommending appropriate risk mitigation strategies to minimize potential losses.
• Staying up-to-date with industry trends and regulatory changes to ensure compliance with lending guidelines.

‍

Note: Before reviewing the qualifications listed below, we want you to know that we understand you may not meet all the qualifications described and have other relevant expertise and experience.

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Proven experience in credit analysis or underwriting, preferably in a financial institution.
• Strong analytical skills and the ability to interpret complex financial data.
• Knowledge of credit risk assessment models and methodologies.
• Familiarity with financial regulations and compliance standards.
• Excellent communication and presentation skills.
• Detail-oriented with a focus on accuracy in credit evaluations.
• Ability to work independently and make well-informed credit decisions.
• Proficiency in Microsoft Office Suite, particularly Excel and PowerPoint.

‍

• This is a full-time position based at our headquarters in New York, New York.
• Compensation and benefits will be commensurate with experience and industry standards.
• American Capital Group is an equal opportunity employer and values diversity in the workplace.

If you are passionate about helping small businesses thrive and possess the skills and qualifications outlined above, we encourage you to apply. Join our dedicated team of professionals and contribute to the success of our clients and the growth of American Capital Group.

‍