American Capital Group is a private lending company that funds small businesses. Our mission is to help small businesses reach their full potential. Whether it's securing capital for expansion, optimizing working capital, or implementing advanced technology solutions, our dedicated team of professionals is committed to providing personalized support and strategic insights.

Responsibilities and Duties

• Responsible for full cycle underwriting of assigned small business financing
• Work with the Funding Coordinators in structuring, analyzing and negotiating credit transactions
• Determine the ability of the client to repay financing based on analysis of the client’s cash flow statements, tax returns, and other financial information
• Perform credit analysis and financial statement analysis on co-owners, guarantors, and individuals to determine assets coverage for requested loan amounts
• Perform other due diligence as needed to determine the creditworthiness of a small business owner

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Qualifications and Skills

• Bachelor's degree in finance, accounting, or similar
• Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, and competitive analysis and projections
• Proficient in various spreadsheet and word processing applications (Excel and Word are preferred) including the use of graphs/charts, and Moody's financial analysis software
• Basic knowledge of credit principles, lending operations, loan research, and general credit policies
• Team player with the ability to take the initiative
• Detail oriented, ability to work well under pressure and multi-task
• Strong written and verbal communication skills
• Problem recognition and resolution skills

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Job Type: Full-time

Salary: $50,000 - $65,000 based on experience plus Bonus

Experience:

• Credit Analysis: 1 years (Preferred)
• Transaction: 1 year (Preferred)
• Underwriting: 1 years (Preferred)

Education:

• Bachelor's (Preferred)

American Capital Group is an equal opportunity employer and prohibits discriminatory employment actions against, and treatment of, employees and applicants for employment based on any category protected by law, including race, color, national origin, religion, gender, sexual orientation, disability, age, military status and prior record of arrest or conviction.