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Commercial Capital for America’s Entrepreneurs 

We Empower Entrepreneurs by ensuring Small Businesses have access to the best financial programs

APPLY
"At American Merchant Capital, we're committed to helping small businesses thrive. Our mission is to be a partner, not just a lender, and we believe in treating our clients with care, compassion, and respect."
Alex McAloon
CEO & Founder of American Capital Group
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Excellent
January 23, 2025
had the pleasure working with Alex!
Worked with Alex and had an amazing experience! If ever needing anything else, I will definitely be using this company and Alex!
Hannah T
December 19, 2024
Great experience, knowledgeable representatives
Great experience, knowledgeable representatives to guide you through the process. Great customer service. Try them for yourself they are great.
Rhonda B
Reviews
Review us on Google
"I spent quite a bit of time and asked a lot of questions of Luca as well as Emmanuel and both were very..."
G
Bob Carbonelli
4/12/2025
A funding team thathandles it all.
On top of all that, our process of onboarding you as a client is super simple. Ready to get started?
STREAMLINED APP
Apply in Minutes
Get a pre-approval within minutes using our online application. No Credit Check, No Application Fee.
Apply here.
Get Matched with a Specialist
You will be paired with a dedicated funding specialist who will assist you in getting the best possible option.
Accept an Offer
Once approved, you will be presented with funding offers with terms tailored to your business.
Receive Funding
Receive funding in your account and put it to use. Grow your business, make renovations, hire staff, create a new marketing channel etc.
How does a reverse consolidation work?

We are here to help you keep going.

American Capital AMC Group is one of the Nation’s leading funding firms with over two decades of experience with top-tier small business lending. We blend unparalleled knowledge and financial discipline with an entrepreneurial spirit; investing in businesses and individuals who display our core values and seek to fulfill the American Dream of entrepreneurship. 
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Founded in 2011, American Merchant Capital is a private lending and technology company that provides small businesses access to capital and business technology solutions to other financial services providers.

Learn More
Conventional Term Loan
Fully amortizing term loan, with a fixed interest rate and monthly payments only. This is not an MCA and not an SBA loan.
Apply for
Conventional Term Loan
Working Capital Loan
A short-term financing option designed to help businesses cover their day-to-day expenses, such as payroll and inventory
Apply for
Working Capital Loan
SBA
A loan program backed by the Small Business Administration that provides financing to small businesses for a variety of purposes
Apply for
SBA
Equipment Financing
A type of loan that helps businesses purchase or lease equipment, such as machinery or vehicles, needed to operate their business
Apply for
Equipment Financing
Revenue Based Financing
A financing option that allows businesses to borrow money based on a percentage of their monthly revenue, rather than their credit score or collateral
Apply for
Revenue Based Financing
Term Loan
Providing businesses with upfront cash to invest in long-term projects, expand operations, or manage cash flow, while requiring fixed payments over a set period of time.
Apply for
Term Loan
Line of Credit
A flexible borrowing option that allows customers to access funds as needed up to a predetermined credit limit
Apply for
Line of Credit
Apply Online
Risk FREE with NO credit check
Get Started
How does a reverse consolidation work?

Transforming Ideas into Actions

American Merchant Capital believes that small businesses are the backbone of the economy and are committed to providing them with the financial support they need to thrive. They aim to be more than just a lender, but a partner to their clients. They differentiate themselves by treating their clients with care, compassion, and respect, and by simplifying the loan process to provide quick funding, often within 24 hours.

Schedule a Call
had the pleasure working with Alex!
Worked with Alex and had an amazing experience! If ever needing anything else, I will definitely be using this company and Alex!
Hannah T
January 23, 2025
Great experience, knowledgeable representatives
Great experience, knowledgeable representatives to guide you through the process. Great customer service. Try them for yourself they are great.
Rhonda B
December 19, 2024
loan
Excelent 10 stars
customeAirton F Demoraes from Angus Grillr
November 14, 2024
Amazing all around!
Amazing all around!
customer
November 4, 2024
they did very well.
they did very well.
customer
October 15, 2024
Pete is a great professional
Sincere honest experience
jubilee Tours Travel Inc
October 3, 2024
We are on a MISSION

To empower entrepreneurs and ensure small businesses have access to the best financial products to achieve their goals

We consider entrepreneurship to be a meaningful pursuit, as it involves individuals who are willing to challenge convention and create something novel.
We recognize small businesses as the foundation of our economy and the primary source of support for local communities, surpassing what larger corporate entities can provide.

What makes us different?

Reliable
Communication
Expertise

We want to be here for your capital needs

Our team of experienced professionals provides reliable lending solutions tailored to the unique needs of each business. We intend to build relationships with our clients.
Immediate cash infusions for current clients
Same Day Funding- Emergency Underwriting
Easy access to more funds

Empowering our client relationships as we work together towards achieving their goals.

With a commitment to transparency and accountability, we strive to build long-term relationships with our clients based on trust and reliability.
Understanding our clients needs allows us better serve
As a team, we ensure borrowers receive the support they need
Upfront professional open line of communication

As a seasoned lender, we offer the best commercial credit options

With a deep understanding of the lending process and industry, we provide impeccable service and support to our clients.
Relationships with National and Local Financial Institutions
Variety of programs to help capitalize any business need
Nationwide network of commercial banking resources

Compare our options:

Apply with no credit check, no commitment, see what you qualify for

$15K to $1MM

Fixed Term Loan
2 - 5 year term
1 - 2 weeks, speed of funding
Common Uses:
New Vehicles
Restaurant Equipment
Construction Equipment
Machinery
Office Hardware and Software
Apply Now

$25K to $500K

Line of Credit
6 - 72 month term
1 - 2 weeks, speed of funding
Common Uses:
Payroll
Inventory
Marketing
Gaps in Accounts Receivable
Cushion Cash Reserves
Apply Now

$15K to $5MM

SBA
2 - 25 year term
2+ weeks, speed of funding
Common Uses:
Payroll
Inventory
Marketing
Gaps in Accounts Receivable
Cushion Cash Reserves
Apply Now
Don't see what you are looking for? Please contact us. We may be able to point you in the right direction.
RECENTLY FUNDED

Examples of Recently Funded

American Capital Group
July 29, 2024

Recently Funded! $48K loan to Iowa electrician company Funded in just 24 hours. Need fast business funding? Apply today!

American Capital Group
July 24, 2024

We just funded $200K for a TX wholesaler in 4 days. Need fast capital? American Capital Group delivers. Apply today!

American Capital Group
July 22, 2024

$100K loan funded in just 2 days for an Illinois painting company. Fast capital when businesses need it most. Apply today!

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American Capital Group
July 15, 2024

Recently Funded!! We just funded a 132k loan to a Liquor Store in Michigan. The entire process took 2 days to close. Looking for additional capital? Apply Today.

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Company

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Business solutions

Conventional Term Loan
Working Capital Loan
SBA
Equipment Financing
Revenue Based Financing
Term Loan
Line of Credit

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